Roberto Ferrari Smartmoney

The end of Universal bank model?

Smartmoney

If you pay first you pay less: this is how a startup resolved its problem with late payments

The startup created by Christian Lanng speeds up relationships between companies by offering a discount of 2.93% to those who pay immediately. The phenomenon of late payments blocks 3 trillion dollars in the U.S.

di Martina Pennisi
Smartmoney

Apple Pay…a true digital disruption? Not at all

As by now almost everybody knows Apple has recently announced the launch of its new payments platform Apple Pay alongside with the new iPhone6.

di Martina Pennisi
Smartmoney

iPhone 6 launch on September 9 with a mobile payment feature and the new Apple smartwatch

This is it: on Tuesday, September 9th Apple is set to launch iPhone 6 that will include a mobile payment feature with NFC and in collaboration with Visa, MasterCard, and American Express. And rumor has it that a new smartwatch will also be launched at the same time.

di Martina Pennisi
Smartmoney

L’India dà lezioni di pagamenti mobili: così si supera la dipendenza dal contante

In India, come in Italia, la dipendenza dal contante può essere superata grazie alla diffusione dei pagamenti mobili e dei mobile Pos.

di Martina Pennisi
Smartmoney

The Revenge of State Money

Could the cryptocurrency boom inadvertently secure the supremacy of national currencies?

di Martina Pennisi
Smartmoney

Uber and American Express unite to increase customer loyalty in U.S.

Following Vodafone, now even Uber and American Express are trying out a loyalty program that includes accumulating points with many other partners

di Martina Pennisi
Smartmoney

Customer Loyalty: Vodafone aims at MyShopping, the discount app that can be downloaded on Android

MyShopping is based on the Vouchercloud platform and the discount codes can also be used for acquisitions in shops and restaurants

di Martina Pennisi
Smartmoney

This Time It’s Different

I was recently talking with a high-ranking executive in the payments industry. It doesn’t matter who or from what company; she’s a pro, and has been for a long time. She did repeatedly conflate virtual currency, digital currency, and alternative currency, which is annoying. The value buttressing your US dollars is just as virtual as… Read more »

di Martina Pennisi
Smartmoney

Facebook becomes the shopping social media: the new Buy Button is already on trial

Experimentation in the U.S. begins with the new Buy Button and Facebook promises not to give acquisition data to businesses or other third parties. For now, the service is free

di Martina Pennisi
Smartmoney

Payment methods can change the destiny of a startup: the (happy) case of Bring me Lunch

The British startup Bring Me Lunch has reached an agreement with Visa to allow their clients to pay with a digital wallet. And it is one of the reasons of their success.

di Martina Pennisi